Custom categories

Finvot's categories are a starting point — the ones that matter are yours. Create categories like Pets, Delivery, Kids, or Nights out, and every time you classify an expense into one of them, the AI learns and starts doing it on its own.

You'll find them under Profile → Management → My Categories, organized in three tabs (All / Expenses / Income) and two groups:

Custom categories — the ones you create. They can be edited and deleted.
System categories — the ones that ship with Finvot (Food, Transport, Housing, Health, Salary…). They can't be modified, but you can hide the ones you don't use with the eye icon 👁️ (and restore them anytime).

Create a category

Go to Profile → Management → My Categories and tap +

Pick an emoji

Tap the emoji box and choose from the picker (food, home, transport, pets, travel…). It's what you'll see next to the name across the app.

Type the name

For example "Fast Food". Below you'll see the live preview: 🍕 Fast Food.

Choose the type: Expense or Income

The type cannot be changed after creating the category. If you get it wrong, you'll need to create a new one and migrate the data.

Save

Your category now shows up when classifying transactions, creating budgets, and in automatic rules.

How many can I create?

The number of custom categories depends on your plan. If you hit the limit, the app lets you know with an option to upgrade.

Edit, migrate, or delete

Tap any custom category to see its detail: how many transactions and budgets are associated with it. From the menu (⋯) you can:

Edit — change the emoji or the name.
Delete — only if the category has no transactions or budgets attached (and, if it has subcategories, you'll need to move or delete those first).
Migrate — if it does have them: pick a target category of the same type and Finvot moves all the transactions to it. Budgets move too; if a budget for the same month already exists in the target category, the amounts are added together. Rules pointing to the source category follow along to the new one.

Subcategories

Want more detail inside a category? Create subcategories: one extra level to break your spending down — for example 🛒 Groceries → 🍎 Produce and 🧹 Cleaning. You can create them under your own categories or under system ones.

From the category

In My Categories, expand a category and tap ⊕ Add subcategory (also available from its detail). The type is inherited from the main category.

Or while logging a transaction

In the category picker, if the one you choose has subcategories they show up as chips below the selector — and the ⊕ New chip lets you create another one without leaving the flow.

How they behave:

They're optional — a transaction can stay on the main category or go to a sub. In lists you'll recognize subs by the ↳ icon next to the name.
Everything rolls up — reports, the dashboard, and budgets aggregate the main category plus its subcategories. In a budget's detail you'll see the month-by-month "By subcategory" breakdown.
Budgets live on the main category — you don't create budgets per subcategory: the main category's budget already covers all of its subs.
The AI uses them too — if a transaction clearly fits a subcategory, the AI classifies it there directly; when in doubt, it uses the main one. Rules can also target a subcategory.

Plan limit

Just like custom categories, the number of subcategories depends on your plan.

Categories and the AI

When a new transaction arrives (via email, WhatsApp, Apple Pay…), the AI picks the category considering all of yours, not just the system ones. Two ways to speed up the learning:

Recategorize when it gets one wrong — when you change a transaction's category, Finvot automatically creates a rule so that merchant always lands where you said.
Create rules directly — "if the merchant contains Rappi → category Delivery". See the rules guide →

Tags instead of categories?

Each transaction has exactly one category. If you want to mark transactions that cut across categories (a trip, a project, deductible expenses), use tags — a transaction can have several.