Budgets

A budget in Finvot is simple: a monthly limit for one category — say, $800 for Food. Since your transactions log themselves, progress updates in real time and Finvot warns you before you go over.

They also work in reverse: an income budget is a goal ("make $2,000 this month freelancing"), and Finvot celebrates when you reach it.

Create a budget

Go to the Budgets tab and tap +

Pick the type (Expense or Income) and the category

Pick the month and type the amount

Save

Captura pendienteScreen recording: creating a budget from the Budgets tab — + button, pick category, amount, save.

Set it up for the whole year

Budgets don't renew themselves each month. To avoid repeating the process, switch to "Multiple months" mode in the form: select the months, type an amount in "Same amount for all months", and create all 12 at once. You can adjust individual months anytime.

Read the traffic light

Every budget shows a progress bar colored by how you're doing:

Color	Expenses	Income
🟢 Green	All good	Goal reached or surpassed
🟡 Yellow	At 80% or more	Close to the goal
🔴 Red	Exceeded	Short of the goal

Tap any budget to see its detail: how much is left (or how far over you went), that category's trend over recent months, and every transaction in the period.

Budgets tab with the month's summary and the per-category list with green and yellow bars by state.

Restaurants budget detail, exceeded: spent $407K of $400K, with the warning and the monthly trend.

Salary income budget detail with the goal reached.

Alerts: know before you go over

Without opening the app, Finvot notifies you twice:

At 80% of the budget — time to slow down.
When you exceed it — so the hole doesn't grow.

You can turn these alerts on or off under Profile → Preferences → Budget alerts.

Unbudgeted spending?

If you have transactions in categories without a budget, the "Unbudgeted" card appears above the list with the total. Tap it to see those categories and give them a budget in two taps.

Your month doesn't start on the 1st — the financial cycle

If you get paid on the 10th, 15th, or 25th, measuring budgets from the 1st to the 30th doesn't match your reality. Under Profile → Management → Financial cycle you can pick the day your month starts, and all your budgets, income, and expenses regroup around the new dates — nothing gets deleted.

Each cycle takes the name of the month it starts in: if yours starts on July 10th, that's your "July month", even though it ends on August 9th.

Financial cycle screen: how-it-works explanation, examples for July, and the Calendar month and Custom day options.

Good to know

Multi-currency: each budget lives in a single currency and only counts spending in that currency (no conversion). If you spend in USD but your budget is in COP, that expense shows up as unbudgeted.
Transfers between your accounts don't count against any budget — moving your money isn't spending it.
Couples: if you share finances, budgets on shared categories add up both partners' spending and alert you both.
Deleting: you can remove just the selected month or the whole year for that category.